The Ultimate Guide to Cosmetic Dentistry: What Insurance Will Cover

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1.1. Cosmetic Dentistry: Enhancing Your Smile with Insurance Coverage
2.1. Covered Procedures and Discounts
3.1. Why Cosmetic Procedures Are Not Typically Covered
4.1. Anthem Blue Cross Dental Blue Enhanced PPO
5.1. Aetna Dental Plan
6.1. Choosing the Right Plan

Cosmetic Dentistry: Enhancing Your Smile with Insurance Coverage

Cosmetic dentistry has become increasingly popular, offering a range of treatments to improve the appearance of your teeth and mouth. From crowns and implants to veneers and orthodontics, these procedures can address concerns such as alignment, color, shape, and arrangement.

While some dental insurance plans may not cover cosmetic procedures, there are options available that provide discounts or coverage for certain treatments. One such plan is the AARP Delta Dental Plan A, which offers coverage for basic procedures as well as discounts on aesthetic operations.

Covered Procedures and Discounts

The AARP Delta Dental Plan A covers a wide range of cosmetic procedures, including:

Braces for adults and children
Implants
Caps and crowns
Veneers

Discounts are available on all aesthetic operations, with the exception of teeth whitening and invisible braces in select situations. Children's orthodontics are also covered, with members receiving a 50% discount on cosmetic operations.

Why Cosmetic Procedures Are Not Typically Covered

Most dental insurance plans do not cover cosmetic operations and teeth whitening due to higher premiums and deductibles. Some plans may not cover any cosmetic procedures at all, while others may offer limited coverage.

Anthem Blue Cross Dental Blue Enhanced PPO

Anthem Blue Cross Dental Blue Enhanced PPO is Anthem's most popular dental PPO plan and appears to be the only one that covers significant cosmetic services. This plan offers discounts on a variety of cosmetic procedures, ranging from 15-50% off.

Aetna Dental Plan

Membership with the Aetna dental plan is just over $99 per year for an individual. This plan also offers discounts on cosmetic procedures, with most procedures falling in the 15% range.

Choosing the Right Plan

When selecting a dental insurance plan that covers cosmetic procedures, it is important to carefully review the policy